BANK. FOR PROGRESS.
We are making every transaction count for everyday earners and the businesses building Nigeria.
Up to 22%
p.a. on personal savings
Save toward a goal and earn up to 22% a year as your money grows.
Up to 17%
p.a. on business savings
Earn while your business grows. Idle cash compounding in the background.
From 3%
reducing on credit
Borrow what you need. Pay interest only on what's outstanding.
Personal Banking
Every salary, every saving, every payment builds your record. Earn up to 22% on savings, move money in seconds, and unlock credit the more you bank with us.
Money received
₦77,000.00
Credit received
₦1,200,000.00
For Business
Every sale, every payment, every cash reserve builds your business record. Earn up to 17% on savings and unlock credit as your track record grows.
Credit at the Core
We look at what you receive, how you save, spend, and repay. That's what shapes the credit we offer you.
See how credit works →Payday Loan
3.5% flat
A short-term loan at 3.5% flat. Repays automatically when your salary lands.
Salary Advance
3% reducing
Draw from what you've earned at 3% reducing. Interest applies only to what's outstanding.
MSME Credit
Performance-based
Working capital, trade finance, and inventory finance — structured around how your business operates.
Why Your Money Is Safe
CBN Licensed
We file the same reports and follow the same rules as every other bank. The Central Bank of Nigeria regulates us directly.
NDIC Insured
Your deposits are insured by the Nigeria Deposit Insurance Corporation, the federal agency that protects depositors at Nigerian banks.
AML & Fraud Monitoring
Every transaction is monitored 24/7 for unusual patterns. If something looks off, we act before you have to.
Encryption & KYC
Your data is encrypted in transit and at rest. Your identity is verified at signup. Your account stays yours.
#NOTYET
Everyone is a work in progress.