ABOUT ADVANCLY
We are building for the people building Nigeria. Everyday earners turning salaries into savings, founders turning ideas into businesses. Every transaction counting toward something.
OUR STORY
Before Advancly was a bank, it was a credit company. For years we built lending infrastructure for the people that traditional banking overlooked: salary earners, traders, small businesses. We saw what credit could do when it was priced fairly and delivered fast. A loan repaid became a record. A record became a history. A history opened doors.
Credit was one channel for that progress. But the people we served needed more than borrowing. They needed accounts that paid them for keeping a balance, savings that beat inflation, payments that didn't punish them for moving money. So we built the bank to bring all of it under one roof, on the same principle: every transaction working toward something bigger.
That's what "every transaction counts" means to us. Every salary that lands earns. Every bill paid builds your record. Every business move adds to a financial history that opens the next door. Invoices, payroll, savings, repayment. All of it counts. We don't pretend banking is glamorous. We just keep score for you, fairly, so the score starts working for you.
WHAT MATTERS
PROGRESS
Beyond numbers.
Growth isn't a number on a screen. It's a salary that becomes a deposit, a deposit that becomes a goal, a goal that becomes a livelihood. We measure the move, not the moment.
INNOVATION
Beyond the tech.
Technology is a tool, not the point. The work is choosing what to fix. Friction nobody else thought to remove, fees nobody thought to drop, credit nobody thought to extend.
YOU
At the centre.
Your goals shape every decision we make. We listen first, build second. Your progress is the only proof we're doing this right.
EVERYONE
Banked fairly.
Financial progress shouldn't depend on who you know or what you can pledge. We build for the people most banks overlook and the businesses most banks underestimate.
COMPLIANCE & TRUST
Advancly MFB operates to the same standards as every other bank in Nigeria. Licensed, insured, and held to compliance frameworks designed to protect customers.
CBN
CBN License.
Licensed by the Central Bank of Nigeria as a microfinance bank. License number available on request.
NDIC
NDIC Insured.
Customer deposits are insured by the Nigeria Deposit Insurance Corporation, up to the prevailing coverage limit.
AML / KYC
Held to standard.
Full anti-money laundering and know-your-customer compliance, meeting CBN directives and FATF recommendations.
NDPR
Data protected.
Customer data is handled per the Nigeria Data Protection Regulation, with industry-standard encryption at rest and in transit.
#NOTYET
Everyone is a work in progress.