Customer using Advancly app

BANK. FOR PROGRESS.

Start your
history with us.

We are making every transaction count for everyday earners and the businesses building Nigeria.

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Fully Licensed by The CBN CBN
Deposits Insured by NDIC

Three numbers worth knowing

Up to 22%

p.a. on personal savings

Save toward a goal and earn up to 22% a year as your money grows.

Up to 17%

p.a. on business savings

Earn while your business grows. Idle cash compounding in the background.

From 3%

reducing on credit

Borrow what you need. Pay interest only on what's outstanding.

Personal Banking

Banking that makes your hard work count.

Every salary, every saving, every payment builds your record. Earn up to 22% on savings, move money in seconds, and unlock credit the more you bank with us.

22% p.a. on savings Fast transfers
One-tap bills Salary-backed credit
Advancly app

Money received

₦77,000.00

Business banking

Credit received

₦1,200,000.00

For Business

Banking that grows with your business.

Every sale, every payment, every cash reserve builds your business record. Earn up to 17% on savings and unlock credit as your track record grows.

Up to 17% p.a. on cash reserves Team access
Trade-based credit

Credit at the Core

Credit built on your
track record.

We look at what you receive, how you save, spend, and repay. That's what shapes the credit we offer you.

See how credit works →

Payday Loan

3.5% flat

A short-term loan at 3.5% flat. Repays automatically when your salary lands.

Salary Advance

3% reducing

Draw from what you've earned at 3% reducing. Interest applies only to what's outstanding.

MSME Credit

Performance-based

Working capital, trade finance, and inventory finance — structured around how your business operates.

Why Your Money Is Safe

Regulated to the same standard as every bank in Nigeria.

CBN Licensed

CBN Licensed

We file the same reports and follow the same rules as every other bank. The Central Bank of Nigeria regulates us directly.

NDIC Insured

NDIC Insured

Your deposits are insured by the Nigeria Deposit Insurance Corporation, the federal agency that protects depositors at Nigerian banks.

AML & Fraud Monitoring

AML & Fraud Monitoring

Every transaction is monitored 24/7 for unusual patterns. If something looks off, we act before you have to.

Encryption & KYC

Encryption & KYC

Your data is encrypted in transit and at rest. Your identity is verified at signup. Your account stays yours.

#NOTYET

Still becoming.
Just like you.

Everyone is a work in progress.

See the #NotYet campaign →
#NotYet
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