CREDIT

Good credit starts
with good history.

We look at what you receive, how you save, spend, and repay. The stronger your pattern, the more you can access.

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THE PRINCIPLE

We measure what you do.

Every transaction teaches us something. How you save. How you spend. How you repay. We use those signals to understand your financial life and design credit that works best for you.

Transactions

Every credit and debit on your account paints a picture of how money flows through your life or business.

Repayments

How reliably you settle past obligations is the strongest signal of how you'll handle the next one.

Time

The longer your history with us, the better we know you, and the more credit becomes available.

Payday loan
Salary advance
MSME Credit

PAYDAY LOAN

A bridge before salary comes in.

Get a short-term loan at 3.5% flat — in minutes. When your salary lands, repayment happens automatically. Nothing to overthink about.

3.5% flat Apply in minutes Auto deduction Salary-linked
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Salary Advance +₦500,000.00
3% reducing 24 May 2026, 10:13 AM

SALARY ADVANCE

Pull from what you've already earned.

Need funds before salary day? Draw from what you've earned at 3% reducing. Interest applies only to what's outstanding.

3% reducing Draw from earned salary Interest on balance only
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MSME CREDIT

Credit as strong as your business' track record.

Working capital, trade finance, and inventory finance — structured around how your business operates. The stronger your track record with us, the more you can access.

Working capital Trade finance Inventory finance Pattern-driven
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